Credit cards. 1. Family loans. In some parts of the country, builders fund foundations that give you a portion of the downpayment, so you can get into a home with as little as 3% downpayment from your own pocket. Also called “contract for sale” and other names depending on the part of the country you are in, this just [...] Do you remember when realestate financing meant you saved up enough to put 20% down on a home, and then you got a mortgage mortgage for the other 80%?
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